NAICS Industry

NAICS 522110 Federal Contract Obligations (Last 10 Years)

This page summarizes federal contract obligations for NAICS 522110 (COMMERCIAL BANKING) for last 10 years, including award volume and market trend context.

Use this page to review federal contract obligations for NAICS 522110 (COMMERCIAL BANKING) for last 10 years. The analysis is based on FPDS award-action data.

Generated at 03/15/2026

Analysis period: Last 10 years

All figures on this page are based on FPDS award-action obligation data for completed calendar years only within the last 10 years analysis window.

NAICS Code
522110
Industry
COMMERCIAL BANKING
Total Obligated
1.48 billion
1,481,397,928.16
Award Actions
2,024
Average Action Value
731,915.97

About NAICS 522110 federal contract activity

This page summarizes last 10 years of federal contract activity associated with NAICS 522110 (COMMERCIAL BANKING). Based on the current FPDS Query dataset, this industry shows 1.48 billion in visible obligations across 2,024 award actions, with an average action value of 731,915.97. This view is designed to help users quickly understand scale, buyer concentration, contractor concentration, and overall market direction before moving into deeper procurement analysis.

Agency demand and leading federal buyers

Demand for NAICS 522110 (COMMERCIAL BANKING) appears concentrated among a relatively small group of federal buyers over the last 10 years. The visible agency ranking is led by EDUCATION, DEPARTMENT OF, with 871.00 million in obligations, followed by FEDERAL ACQUISITION SERVICE. This kind of concentration is useful context for business development, bid targeting, and understanding where the strongest federal demand appears to sit.

Vendor concentration and leading contractors

The vendor distribution helps show which contractors capture the largest visible share of obligations in NAICS 522110 (COMMERCIAL BANKING) over the last 10 years. The current ranking is led by MAXIMUS FEDERAL SERVICES, INC., with 793.32 million in obligations, followed by BANK OF NEW YORK MELLON CORPORATION, THE. This gives users a practical view of the competitive landscape and the visible concentration at the top of the market.

Annual contract trend over the analysis window

The annual trend table provides a year-based view of how visible obligations and award actions have evolved for NAICS 522110 (COMMERCIAL BANKING) across the last 10 years, from 2016 through 2025. This is useful for spotting periods of expansion, relative stability, or softening activity in this federal industry segment.

How to interpret this page

The tables and trend blocks on this page are generated from FPDS-derived procurement records prepared offline for fast public delivery. They are intended to give a practical summary of industry-scale obligations, top buying agencies, leading vendors, and visible year-over-year movement within last 10 years. Users who need deeper filtering, custom SQL, or cross-market comparison can continue the analysis directly inside FPDS Query.

Top Agencies

SELECT
    agency_id,
    agency_name,
    total_obligated,
    award_count,
    formatReadableQuantity(total_obligated) AS total_obligated_readable
FROM
(
    SELECT
        content__award__purchaserInformation__contractingOfficeAgencyID AS agency_id,
        anyHeavy(content__award__purchaserInformation__contractingOfficeAgencyID__name) AS agency_name,
        sum(content__award__dollarValues__obligatedAmount) AS total_obligated,
        count() AS award_count
    FROM fpds.data
    WHERE
        contract_type = 1
        AND content__award__productOrServiceInformation__principalNAICSCode = '522110'
        AND content__award__purchaserInformation__contractingOfficeAgencyID IS NOT NULL
        AND content__award__purchaserInformation__contractingOfficeAgencyID != ''
        AND parseDateTimeBestEffortOrNull(content__award__relevantContractDates__signedDate) >= toStartOfYear(now()) - INTERVAL 10 YEAR
        AND parseDateTimeBestEffortOrNull(content__award__relevantContractDates__signedDate) < toStartOfYear(now())
    GROUP BY agency_id
)
ORDER BY total_obligated DESC
LIMIT 10
Agency ID Agency Name Total Obligated Readable Award Actions
9100 EDUCATION, DEPARTMENT OF 871,004,694.29 871.00 million 468
4732 FEDERAL ACQUISITION SERVICE 244,471,425.51 244.47 million 106
1900 STATE, DEPARTMENT OF 184,559,774.47 184.56 million 47
97AS DEFENSE LOGISTICS AGENCY 57,452,928.00 57.45 million 24
97BZ DEFENSE FINANCE AND ACCOUNTING SERVICE (DFAS) 50,499,458.16 50.50 million 45
3600 VETERANS AFFAIRS, DEPARTMENT OF 36,469,947.97 36.47 million 43
7570 OFFICE OF THE ASSISTANT SECRETARY FOR ADMINISTRATION (ASA) 8,033,555.84 8.03 million 25
2050 INTERNAL REVENUE SERVICE 6,882,288.54 6.88 million 17
7530 CENTERS FOR MEDICARE AND MEDICAID SERVICES 6,457,187.01 6.46 million 89
8600 HOUSING AND URBAN DEVELOPMENT, DEPARTMENT OF 4,148,713.14 4.15 million 12

Insight

NAICS 522110 (COMMERCIAL BANKING) appears to be concentrated among a relatively small group of major buying agencies over the last 10 years. The visible ranking is led by EDUCATION, DEPARTMENT OF, followed by FEDERAL ACQUISITION SERVICE, which suggests that agency demand in this industry is not evenly distributed.

Top Vendors

SELECT
    vendor_name,
    cage_code,
    total_obligated,
    award_count,
    formatReadableQuantity(total_obligated) AS total_obligated_readable
FROM
(
    SELECT
        content__award__vendor__vendorHeader__vendorName AS vendor_name,
        anyHeavy(content__award__vendor__vendorSiteDetails__entityIdentifiers__cageCode) AS cage_code,
        sum(content__award__dollarValues__obligatedAmount) AS total_obligated,
        count() AS award_count
    FROM fpds.data
    WHERE
        contract_type = 1
        AND content__award__productOrServiceInformation__principalNAICSCode = '522110'
        AND content__award__vendor__vendorHeader__vendorName IS NOT NULL
        AND content__award__vendor__vendorHeader__vendorName != ''
        AND parseDateTimeBestEffortOrNull(content__award__relevantContractDates__signedDate) >= toStartOfYear(now()) - INTERVAL 10 YEAR
        AND parseDateTimeBestEffortOrNull(content__award__relevantContractDates__signedDate) < toStartOfYear(now())
    GROUP BY vendor_name
)
ORDER BY total_obligated DESC
LIMIT 10
Vendor CAGE Code Total Obligated Readable Award Actions
MAXIMUS FEDERAL SERVICES, INC. 8AMZ8 793,324,363.63 793.32 million 280
BANK OF NEW YORK MELLON CORPORATION, THE 448Z7 244,506,610.73 244.51 million 32
CITIBANK, N.A. 1E7N9 187,005,116.64 187.01 million 405
EDUCATIONAL COMPUTER SYSTEMS, INC. 6UCC2 77,591,405.15 77.59 million 174
U.S. BANCORP 1E5G9 68,178,720.44 68.18 million 286
BANK OF AMERICA, NATIONAL ASSOCIATION 0XLW3 33,853,487.90 33.85 million 46
CITIBANK, N A 1E7N9 24,988,238.17 24.99 million 126
U.S. BANK NATIONAL ASSOCIATION 3CQY8 24,701,278.89 24.70 million 129
NAVY FEDERAL CREDIT UNION 067D1 16,645,256.47 16.65 million 18
MASSMUTUAL ASSET FINANCE LLC 522H7 6,878,801.34 6.88 million 11

Insight

Within NAICS 522110 (COMMERCIAL BANKING), visible obligations over the last 10 years appear concentrated among a relatively small set of leading vendors. MAXIMUS FEDERAL SERVICES, INC. ranks first, followed by BANK OF NEW YORK MELLON CORPORATION, THE, which helps define the current competitive landscape in this industry slice.

Annual Trend

SELECT
    year,
    total_obligated,
    award_count,
    formatReadableQuantity(total_obligated) AS total_obligated_readable
FROM
(
    SELECT
        toYear(parseDateTimeBestEffortOrNull(content__award__relevantContractDates__signedDate)) AS year,
        sum(content__award__dollarValues__obligatedAmount) AS total_obligated,
        count() AS award_count
    FROM fpds.data
    WHERE
        contract_type = 1
        AND content__award__productOrServiceInformation__principalNAICSCode = '522110'
        AND parseDateTimeBestEffortOrNull(content__award__relevantContractDates__signedDate) >= toStartOfYear(now()) - INTERVAL 10 YEAR
        AND parseDateTimeBestEffortOrNull(content__award__relevantContractDates__signedDate) < toStartOfYear(now())
    GROUP BY year
)
ORDER BY year DESC
Year Total Obligated Readable Award Actions
2025 230,019,754.50 230.02 million 160
2024 154,115,693.54 154.12 million 153
2023 174,183,204.51 174.18 million 172
2022 149,575,619.02 149.58 million 194
2021 130,285,193.17 130.29 million 178
2020 163,693,543.12 163.69 million 208
2019 90,468,523.77 90.47 million 230
2018 164,607,290.18 164.61 million 291
2017 118,637,905.15 118.64 million 229
2016 105,811,201.20 105.81 million 209

Insight

The annual trend shows how obligations in NAICS 522110 (COMMERCIAL BANKING) moved across the last 10 years, from 2016 through 2025. This helps users judge whether visible contract activity in this industry appears stable, rising, or easing over time.

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